Tool Overview

Links to download are further down this page, but first see videos we have to find out what the tool does.

Designed for small businesses, but useful for any business, this tool is focusing on managing your overheads and bank balance.

You can change the quality on the video by clicking the “Cog” Icon

It allows you to add recurring charges on a Weekly, monthly or ‘Set Date’ basis (Quarterly Payments for example).

The tool runs for a quarter on a start date you specify and has an understanding of Bank Holidays, Weekends and leap years so you don’t get caught out with payments and starting back after a bank holiday on a negative balance or with bounced Direct Debits.

Where a payment lands on a weekend or bank holiday, it will apply it to the previous working day, this is so it is captured before it goes out so you can budget appropriately.

In addition, you have manual income and outgoing fields, so ideal where you want to track certain marketplaces or revenue streams, and relate them to certain outgoing events like an advertising campaign.

Dashboard and Quarterly Reviews

The dashboard is centred around a Quarterly Review, so at the end of each quarter, you can try to work out why you performed well, or didn’t perform well, and adjust accordingly.

When you reach your second quarterly review, you will be able to compare to the previous quarter, and identify whether any changes you made in the business had the desired impact.

After building a few of these up, it will also help you understand the seasonal impacts to your business, subsequently enabling you to identify what is genuine profit and what is fat that needs to be stored in the business for expenses later in the year.



You can download on the link below, and watch a video on how to use the tool, but before you do so, we would like to ask a favour (this won’t prevent you from downloading the tool)

  1. Have a look at our patreon page – Note the “I’d Buy that for a Dollar” tier which helps fund tools like this, also check out what we are looking to do and some of our other tiers, please share it with anyone you think may be interested.
  2. Like our Facebook page, you can see a link to this in the footer or
  3. Follow us on Twitter, there is a link in the footer or click here

If you are not keen on the Patreon page, then please do take the time to subscribe to our channel on Youtube, there is an earning threshold that youtube set and we need a certain amount of subscribers in order to earn from these videos.

You may think you do not have a Youtube account, but if you have Gmail or any google service, this will log you into Youtube.

Can’t hurt to try, so click this link then click subscribe.

Finally, while we can offer work in Excel, we do other things from Business Analyses to Manual and Automated Software testing and development through a variety of methods, get in touch using our contact page if you want to discuss some work at an affordable rate Contact Us


Cashflow Tool Download (Excel Spreadsheet, No Macros)

Click here to download – Quarterly Cashflow v2(6.5MB)

If you are planning to use this in Google Sheets, see the FAQ section below.

Instructions (Word Document)

Click here to download – Cashflow Instructions (0.5MB)

Video Instructions

You can change the quality on the video by clicking the “Cog” Icon

I hope this helps you and your business!

One last thing before you go, part of what we do is around raising awareness for issues and problems coming up that will impact regular folk, please take the time to sign this petition.


FAQ and Known Issues

Q- Google Sheets – I can enter and edit in any cell, this breaks the tool.

A – This tool was designed for Excel, the password protection that prevents editing certain cells is removed when using this in Google Sheets. Please see the Instructions above (Video and Word Document) for using the tool.

Q – Google Sheets – How do I use this in Google Sheets?

A – See Video video for the following Q.

Q – Google Sheets – The Charts appears blank

A – They are not blank, this is a formatting issue when converting to a Google sheets document. This video will show you how to fix.

Don’t forget to check out our Patreon Page –

You can change the quality on the video by clicking the “Cog” Icon